Terms of Service

Effective Date: January 1, 2024

Last Updated: January 1, 2024

Welcome to Evergreen Calculators. These Terms of Service ("Terms") govern your use of our website and calculator tools (collectively, the "Service") operated by The Market Bug LLC ("we," "us," or "our").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access the Service.

1. Acceptance of Terms

By using Evergreen Calculators, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

Evergreen Calculators provides free online calculator tools for various purposes including financial planning, health metrics, business calculations, and general utilities. These tools are for informational and educational purposes only.

3. Disclaimer of Warranties

4. No Professional Advice

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

IN NO EVENT SHALL THE MARKET BUG LLC, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your use or inability to use the Service
• Any errors, mistakes, or inaccuracies in calculations or content
• Any personal injury or property damage resulting from your use of the Service
• Any unauthorized access to or use of our servers
• Any interruption or cessation of transmission to or from the Service
• Any decisions or actions taken based on the Service's output

6. User Responsibilities

You agree to:

• Use the Service only for lawful purposes
• Not use the Service for any unauthorized or illegal purpose
• Not attempt to gain unauthorized access to any portion of the Service
• Not interfere with or disrupt the Service or servers
• Not use automated systems or software to extract data from the Service
• Verify all calculations independently before making important decisions
• Not reproduce, duplicate, copy, sell, or exploit any portion of the Service

7. Intellectual Property

The Service and its original content, features, and functionality are owned by The Market Bug LLC and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8. Privacy and Data

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.

9. Indemnification

You agree to defend, indemnify, and hold harmless The Market Bug LLC and its officers, directors, employees, contractors, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service.

10. Modifications to Service

We reserve the right to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

11. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

12. Governing Law

These Terms shall be governed and construed in accordance with the laws of Wyoming, United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

13. Dispute Resolution

Any dispute arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the American Arbitration Association's rules. The arbitration shall be conducted in Wyoming, and judgment on the award may be entered in any court having jurisdiction.

14. Severability

If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have had between us regarding the Service.

16. Changes to Terms

We reserve the right to update or change these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Service after any changes constitutes acceptance of the new Terms.

17. Contact Information

If you have any questions about these Terms, please contact us at: